Stop Overpaying for U.S. Medical Claims
Say goodbye to expensive medical claims. FairFare connects you to the local market, where medical expenses are reasonable and the user experience is optimal.

Stop Overpaying for U.S. Medical Claims

Say goodbye to expensive medical claims.

FairFare connects you to the local market, where medical expenses are reasonable and the user experience is optimal.

Challenges

The challenges in U.S. inbound travel insurance products

International insurers face significant hurdles in the U.S. healthcare landscape. High medical costs lead to inflated loss ratios, placing a financial strain on both insurers and travelers. Additionally, the cumbersome manual data handling processes exacerbate these challenges, making efficient service delivery nearly impossible.

High Loss Ratios Due to Inflated Medical Costs

The high out-of-network costs in the U.S. directly impact the loss ratio for international travel insurers, as inflated charges, manual inefficiencies, and lack of cost transparency drive up claim expenses.
Exorbitant Rates
Travel insurance carriers pay significantly higher international rates for medical services consumed by their members in the U.S., leading to a loss ratio above 60%.
Unpredictable Costs
The lack of transparency and control over medical pricing turns healthcare expenses into a financial gamble.
High Loss Ratios Due to Inflated Medical Costs
The high out-of-network costs in the U.S. directly impact the loss ratio for international travel insurers, as inflated charges, manual inefficiencies, and lack of cost transparency drive up claim expenses.

Travel Insurance Members Financial Burden

The customer faces a financial burden by having to download a dedicated app, cover claim costs out of pocket, and then request reimbursement, all while keeping and uploading relevant documents.
Exorbitant Rates
Travel insurance carriers pay significantly higher international rates for medical services consumed by their members in the U.S., leading to a loss ratio above 60%.
Unpredictable Costs
The lack of transparency and control over medical pricing turns healthcare expenses into a financial gamble.
Upfront Payments
Travelers must pay for medical services out-of-pocket and await reimbursement.
Inconvenience
Clients are required to download specific apps, submit claims manually, and keep track of all medical documents.
Travel Insurance Members Financial Burden
The customer faces a financial burden by having to download a dedicated app, cover claim costs out of pocket, and then request reimbursement, all while keeping and uploading relevant documents.

Inefficient Data Handling

Currently, the customer needs to upload their claim documents to the app or send them by email, and the service representative manually transfers the data from these documents into the insurer’s database. This manual data entry from separately submitted documents risks data accuracy and is highly time-consuming.
Upfront Payments
Travelers must pay for medical services out-of-pocket and await reimbursement.
Inconvenience
Clients are required to download specific apps, submit claims manually, and keep track of all medical documents.
Manual Processes
Claims are submitted as scanned documents, leading to time-consuming manual data entry.
Data Integrity Risks
Manual transcription from paper increases the risk of errors, affecting underwriting accuracy.
Lack of Automation
Inability to automatically ingest data into claims and underwriting systems hampers efficiency.
Inefficient Data Handling
Currently, the customer needs to upload their claim documents to the app or send them by email, and the service representative manually transfers the data from these documents into the insurer’s database. This manual data entry from separately submitted documents risks data accuracy and is highly time-consuming.
Manual Processes
Claims are submitted as scanned documents, leading to time-consuming manual data entry.
Data Integrity Risks
Manual transcription from paper increases the risk of errors, affecting underwriting accuracy.
Lack of Automation
Inability to automatically ingest data into claims and underwriting systems hampers efficiency.
Features
Our Solution

FairFare offers a comprehensive solution that addresses all these challenges

Local Access
Connect travellers to local healthcare providers at local rates, minimizing unexpected medical expenses and maximizing peace of mind for all.
Connect travellers to local healthcare providers at fair rates, minimizing unexpected medical expenses and maximizing peace of mind for all.
Streamlined Process
Automated data integration reduces manual handling, enhancing efficiency for insurers and travellers alike.
Seamless, Branded Care Access
Provide clients with nationwide U.S. healthcare access under your brand—effortlessly customizable for enhanced convenience and loyalty.
We believe the U.S. healthcare system shouldn't penalize travelers just because they aren't locals

We believe the U.S. healthcare system shouldn't penalize travelers just because they aren't locals

In an outdated industry full of hidden fees, bloated claims, and inflated costs, we’re here to offer something different. We’re the roaming service of insurance, leveling the playing field for anyone visiting the U.S.

No more feeling like a tourist. No more overpaying. We’ve built a smarter way to handle travel insurance, where fairness is the standard . Our healthcare membership card ensures you get local rates for healthcare, without the hassle. We’ve made insurance simple: fair pricing, no paperwork, and complete transparency.

We’re here to disrupt the system. It’s time to demand more and get more.

FairFare isn’t just a better way—it’s the future of travel insurance.

Benefits

Why Choose FairFare for Your Insurance Needs

FairFare offers unparalleled advantages for international insurers. Experience reduced costs and enhanced efficiency with our innovative solutions.
Reduced Loss
Significantly lower loss ratios through direct healthcare provider integration.
Customer Experience
Empower travelers with a seamless, hassle-free healthcare access experience with healthcare networks and providers integrations.
Reduced Loss
Significantly lower loss ratios through direct healthcare provider integration.
Customer Experience
Empower travelers with a seamless, hassle-free healthcare access experience.

Empowering Insurance Carriers, Banks, Airlines, and Credit Card Companies

Direct Integration with U.S. Healthcare System

Connecting insurers to a network of over 2 million U.S. healthcare providers, including hospitals, urgent care centers, family doctors, specialists, and more.

Digital Network Card for Every Insured Traveller

Easily embedded into apps or sent via email.

Grants travellers access to in-network discounted rates.

Automated Data Integrations
Receive claims data in a convenient and electronic format, APIs directly to your system are also available via email, WhatsApp and SMS.

Automated Data

Integrations

Receive claims data in a convenient and electronic format, APIs directly to your system are also available.

Discover how FairFare transforms travel insurance for international travelers and insurers.

95% Acceptance Rate within U.S. healthcare providers
150+ U.S. network suppliers we work with
Our Mission and Vision at FairFare
At FairFare, we are committed to revolutionizing travel insurance by prioritizing fairness and innovation. Our mission is to empower travelers and insurers alike through efficient solutions that disrupt traditional healthcare access.

Our Mission and Vision at FairFare

At FairFare, we are committed to revolutionizing travel insurance by prioritizing fairness and innovation. Our mission is to empower travelers and insurers alike through efficient solutions that disrupt traditional healthcare access.

Partner with FairFare Today

Join us in transforming travel insurance for a fairer, more efficient healthcare experience.